The amount of home you can afford depends on many factors including your debt, income and credit score as well as the cash that you have available for a down payment, closing costs and reserves. Figure out how much you can comfortably afford to spend each month on a mortgage payment, using our budget calculator. If you do not know the property tax rate for the community you are interested in or do not have an insurance estimate, please contact your sales associate for assistance.
We offer several resources to assist you in understanding the mortgage loan process. Read our Steps to Getting a Mortgage to begin. Once you know the basics, we provide helpful information with our 10 Questions to Ask Your Lender page and for how to decipher all of those mortgage acronyms and terms, visit our Glossary of Mortgage Terms. Many of your questions can also be answered on our FAQ page.
As always, your Sales Associate is happy to answer any questions you have and is there to assist you every step of the way throughout your home buying journey.
